Bellouma, Meryem; Omri, Abdelwahed; Bennaceur, Sami - In: Afro-Asian Journal of Finance and Accounting 1 (2009) 3, pp. 235-250
This paper presents empirical evidence from a representative sample of Tunisian firms on the importance of loan officers in the production of 'soft information' by opposition of 'hard' information, testing whether firm borrowers have a relationship with their bank or with their loan officer. To...