Filotto, Umberto; Giordani, Tommaso; Stella, Gian Paolo; … - In: Artificial intelligence and financial behaviour, (pp. 144-155). 2023
Credit scoring methodologies have been widely used since the 1960s, to measure the probability of default of the applicants, in particular in consumer credit market. Traditionally, approaches based on regressive techniques have been used, but more recently models based on artificial intelligence...