Digital transformation is widely acknowledged as a pivotal factor in reducing banks' marginal costs and enhancing the efficiency of credit risk management. Concurrently, it allows banks greater flexibility to adapt to shifts in market conditions, thereby optimizing adjustments to credit scale...

Digital transformation is widely acknowledged as a pivotal factor in reducing banks' marginal costs and enhancing the efficiency of credit risk management. Concurrently, it allows banks greater flexibility to adapt to shifts in market conditions, thereby optimizing adjustments to credit scale...

This article explores the perspective of instructional designers on the digital transformation of corporate technical education and training. It draws on "episodic narrative interviews" conducted with the learning and development department of a for-profit company in the manufacturing sector to...