The paper aims to develop a conceptual framework that explains how embedded finance can drive financial inclusion while aligning with sustainability goals. It explores the role of digital financial services integrated into non-financial platforms, such as e-commerce, mobility, and social media,...

This chapter examines how embedded finance reshapes sustainable investment through AI, machine learning, and DeFi integration with ESG practices. These technologies can address behavioral biases such as loss aversion, yet major challenges remain. ESG data is fragmented, with rating providers...

Dieses Buch gibt einen Überblick über Treiber und Hintergründe der Entwicklung von Embedded Finance und zeigt konkrete strategische Perspektiven speziell für Finanzdienst­leistungsunternehmen und ihre Firmenkunden auf sowie für alle Unternehmen, die von der Integration von...

This report presents the outcome of the study undertaken by IBM Promontory for the European Commission on embedding supervision in the decentralized finance (DeFi). The project comprised four distinct phases: identifying use cases and protocols to assess, defining elements of comparison...

Purpose: This paper aims to explore the integration of Responsible Research and Innovation (RRI) into Sabadell's territorial policies, focusing on the development of an inclusive innovative ecosystem. Through various methodologies, the study seeks to enhance territorial specialization in design...