This paper highlights the globally-important determinants of financial inclusion. The determinants identified in this paper are formal account ownership; demand for formal savings; demand for formal borrowing; financial literacy and education; debit and credit card usage; the need to receive...

This study provides empirical data to expose the role of school owners' financial literacy in the relationship between access to finance and the provision of school resources among private schools in south- west Nigeria. A multistage sampling technique was adopted to determine the participants...

In this paper, we explore the relationship between financial literacy and a range of financial inclusion outcomes at the country level. Unlike Grohmann et al. (2018), who consider standard financial instruments as proxies for financial inclusion, we consider further instruments regarding digital...

We examine underlying factors that explain an exceptionally low stock market participation rate among Lithuanian households by carrying out a comprehensive survey of mass affluent individuals. The probit regression analysis of the survey results indicates that lack of financial literacy, low...

Purpose - Our findings indicate that workers with more financial education were more prepared to face the negative effects on their finances from COVID. This ability reduces the probability of becoming financially fragile and experiencing financial stress. Design/methodology/approach - The...

Identifying the determinants of entrepreneurship is an important research and policy goal, especially in emerging market economies where lack of capital and supporting infrastructure often imposes stringent constraints on business growth. This paper studies the impact of a comprehensive business...

The problem of SMEs in Indonesia as a "high-risk borrower" that has not been resolved until today. The purposes of this study was to analyze the financial literacy as mediating between corporate governance and SMEs' credit risk in Indonesia. This sample method used purposive sampling: 1273 units...

This study seeks to contribute to the understanding of the underlying factors that can explain the high levels of financial exclusion that persist in Mexico, with focus on the role of financial literacy. Our analysis is based on the 2018 National Survey of Financial Inclusion in Mexico (ENIF)....

The purpose of this study was to investigate various relationships between demographic and socioeconomic factors and financial literacy variables. Instead of using two or three variables as commonly adopted in the literature, this study employed multivariable analysis to investigate financial...

This paper provides the linkage between financial inclusion and welfare in Indonesia. This paper analyzes the level of financial inclusion Indonesian welfare using provincial data during 2015-2018. Index of Financial Inclusion (IFI) is calculated based on the dimensions of accessibility,...