homeownership transitions. Our findings reveal that younger households, renters, and individuals with limited financial assets are … more likely to rely on consumer loans. Homeownership reduces dependence on such debt through access to lower cost credit …

The narrative of homeownership for all citizens is a uniquely American story. Narrative economics is a field that … panel vector autoregression to empirically model the relationship between home prices and homeownership sentiment in the … United States. We find that sentiment related to the American homeownership narrative is an important factor in explaining …

Homeownership rates and holdings of housing wealth differ immensely across countries. We specify and estimate a life … explanatory factors for long-run, structural differences in the extensive and intensive margins of housing: the homeownership rate … wealth. We find that all three groups of factors matter, although preferences less so. Differences in homeownership rates are …

exogenous variation in homeownership caused by the timing of intra-family deaths. As a result, housing gaps caused purely by …