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Objective: The objective of the article is to investigate how foreign capital influenced the development of insurance … which influence development of insurance markets are analysed, and econometric methods are applied. A panel model is … constructed and results of its estimation are analysed. Findings: Insurance markets in particular countries develop under the …
Persistent link: https://www.econbiz.de/10012518104
This study examines the geographical spillover of the state-level average homeowners insurance cost for 48 US … found a significant positive spillover of average homeowners insurance cost as indicated by a large spatial autoregressive … average homeowners insurance cost. We conduct several robustness tests and show that the baseline results are robust if …
Persistent link: https://www.econbiz.de/10015334604
, with a specific view of the business of insurance and reinsurance companies, who are responding to the widening of the …, many expect insurers to reimburse some of these costs and losses. Insurance companies are also significant investors in … improving the insurance coverage related to pandemics by establishing (re)insurance schemes and pooling arrangements for other …
Persistent link: https://www.econbiz.de/10013266128
on the business insurance market in the medium- and long-term horizon. The first section of this elaboration presents the … measurement rules and the third describes the potential effects of COVID-19 on the insurance market. Contrary to other … in relation to the insurance company client, e.g., change in the amount of the insurance premium under the insurance …
Persistent link: https://www.econbiz.de/10013358888
Showcases examples of innovative public-private risk-transfer programs for weather and disaster- related insurance and … the essential role governments have in providing access to affordable insurance …
Persistent link: https://www.econbiz.de/10012561589
subsequent modifications. An example is the Polish market of compulsory third-party liability insurance of vehicle owners. This … behaviour monitoring, the industry can minimise the negative effect information asymmetry has on the motor insurance market … that can determine the insured's risk profile, i.e., distance covered, self-assessment, and insurance premium paid; the …
Persistent link: https://www.econbiz.de/10012805350
Technology is sometimes seen as a disruption that although provides opportunities for growth and development, also provides opportunities for deception, theft, and fraud. On the other hand, automation can make it easier to identify and protect from threats. Hence, a proposal was made by the...
Persistent link: https://www.econbiz.de/10012704659
Investments in security and cyber-insurance are two cyber-risk management strategies that can be employed together to … insurance liability scenarios (full liability, limited liability, and limited liability with deductibles) when we consider a … multi-branch firm with correlated vulnerability. The insurance component results to be the major expense. It ends up being …
Persistent link: https://www.econbiz.de/10012423138
The use of personalization mechanisms should allow the insurance distributor to reduce exploration costs and adjust the … offered insurance product to the needs, features, and situation of each individual client. This study seeks to examine how … liability should be allocated when the process of the personalization of an insurance product does not result in the client …
Persistent link: https://www.econbiz.de/10012508803
The valuation of insurance liabilities has traditionally been dealt with by actuaries, who closely monitored underlying …
Persistent link: https://www.econbiz.de/10013194083