The study explores the factors likely to induce Polish customers to pay by cash, instead of payment cards, for goods …; then, in the second stage, the OLS model is employed to analyze the propensity to pay by cash, despite having a payment … in diary studies. Furthermore, we show that instances of merchants' refusal to accept cash significantly impacted payment …

Will the widespread use of cashless payments reduce the frequency of the use of cash payments? This question is … important because the major costs of cash use are fixed costs that would only be reduced if the frequency of cash payments … substantially decreased, and thus the extent of the reduction of the cost of cash use depends on the frequency of cash use after the …

stimulated the shrinkage of cash exchanges while at the same time made the tendency to use cashless payment methods grow. Cash …

This paper explores the impact of contactless payment on consumers' demand for cash at an early stage of diffusion. The … unobserved heterogeneity in cash usage. The results show that contactless credit and debit cards exert no statistically … significant effect on cash usage after controlling for unobserved heterogeneity. Consumers' decision to use contactless payment is …

We examine the preferences of respondents for six types of payment instruments, namely cash, debit and credit cards … significant effect on the probability of using non-cash electronic payment instruments. We find a substitution pattern between … payment instruments, not only between cash and non-cash instruments but also between non-cash instruments. In light of these …

rather than cash; that is, to understand changes in socioeconomic factors on the long-term use of alternatives to cash. Using …

find that a strong preference for cash, coupled with cash shortages and inadequate infrastructure for electronic payments …

reduce transaction costs by (partially) replacing less efficient means of payment, e.g. paper-cash and checks. In this paper … we find that the cost of using cash in Uruguay is approximately 0.61% of GDP. Interestingly, 98.1% of this cost is borne … GDP. Overall, replacing paper-cash and checks by other (electronic) means of payment would imply a transaction cost …