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The leniency of personal bankruptcy regulations in the EU countries

Walter, György; Krenchel, Jens Valdemar - In: Risks : open access journal 9 (2021) 9, pp. 1-20

Discussions on personal bankruptcy regulations are usually focused on the controversial effects of leniency on society … limited to one-time legislative changes or some elements of the US personal bankruptcy system. In contrast, we create a … composite index of personal bankruptcy legislations. We calculate the composite index for 25 EU countries and the US as a …

Persistent link: https://www.econbiz.de/10012632007

Effects of easing LTV·DTI regulations on the debt structure and credit risk of borrowers

Kim, Meeroo; Oh, Yoon Hae - In: KDI-journal of economic policy 43 (2021) 3, pp. 1-32

bank mortgage supply is relaxed. We analyze the effect of deregulation on LTV and DTI limits in the Seoul-metropolitan area …

Persistent link: https://www.econbiz.de/10012643434

Pricing defaulted Italian mortgages

Pelizza, Michela; Schenk-Hoppé, Klaus Reiner - In: Journal of risk and financial management : JRFM 13 (2020) 2/31, pp. 1-14

Our paper forecasts the expected recovery rates of defaulted Italian mortgage loans backed by either residential or …. As a consequence, non-performing mortgage loans held by Italian banks might be overvalued. …

Persistent link: https://www.econbiz.de/10012173855

A multi-state approach to modelling intermediate events and multiple mortgage loan outcomes

Chamboko, Richard; Bravo, Jorge Miguel Ventura - In: Risks : open access journal 8 (2020) 2/64, pp. 1-28

current, delinquency, default, prepayment, repurchase, short sale and foreclosure on mortgage loans. The approach allows for … decision-making on granting loans and the design of debt relief and mortgage modification policies. …

Persistent link: https://www.econbiz.de/10012293007

Predicting mortgage loan defaults using machine learning techniques

Krasovytskyi, Danylo; Stavytskyy, Andriy - In: Mokslo darbai / Vilniaus Universitetas 103 (2024) 2, pp. 140-160

Mortgage default prediction is always on the table for financial institutions. Banks are interested in provision … beneficial. However, the residual maturity of mortgage loans does not contribute to default probability, which means that banks …

Persistent link: https://www.econbiz.de/10015047688

A neoclassical perspective on Switzerland’s 1990s stagnation

Stucki, Yannic; Thomet, Jacqueline - In: Swiss journal of economics and statistics 157 (2021) 1, pp. 1-26

We study Switzerland's weak growth during the 1990s through the lens of the business cycle accounting framework of Chari et al. (Econometrica 75(3):781-836, 2007). Our main result is that weak productivity growth cannot account for the 1993-1996 stagnation episode. Rather, the stagnation is...

Persistent link: https://www.econbiz.de/10012793482

Land use management strategies for equitable infrastructure and urban development: overview of strategies and tools

Krabben, Erwin van der; Tiwari, Piyush; Shukla, Jyoti - 2020

In the absence of concise conceptualization of planning and land use management strategies, the scope of their discussion in literature has been wide, with different nomenclature for almost similar concepts. This paper attempts to provide an overview of the models and tools used for land...

Persistent link: https://www.econbiz.de/10012320297

Justification of the usury contract in the law of the Republic of Serbia : advantages and disadvantages

Praštalo, Tanja - In: Ekonomske teme 58 (2020) 4, pp. 517-527

A usury contract is a null and void contract whereby someone, using the condition of another's misfortune or material hardship, lack of experience, recklessness, or dependency, obtains for himself or for a third party a benefit that is clearly disproportionate to what he or she has given or done...

Persistent link: https://www.econbiz.de/10012522868

Patentdimensionen und die Entwicklung und Herstellung von Corona-Impfstoffen

Volpert, Tobias; Riepe, Marcel - In: Wirtschaftsdienst : Zeitschrift für Wirtschaftspolitik 101 (2021) 5, pp. 387-393

Hoffnungsträger zur Überwindung der Corona-Pandemie sind die potentiellen Impfstoffe. Um die Pandemie zu beenden, wäre ein weltweiter Einsatz dieser Impfstoffe nötig. Der knappe Impfstoff steht aber nur den reichsten Ländern der Welt zur Verfügung. Bei Innovationen wie den...

Persistent link: https://www.econbiz.de/10012602621

Macroeconomic, institutional and financial determinants of current account balances : a panel data assessment

Altayligil, Yasin Baris; Çetrez, Murat - In: Journal of economic structures : JES; the official … 9 (2020) 49, pp. 1-23

This study aims to find out the fundamental macroeconomic, institutional and financial determinants of current account balances by using panel data analysis method. The analysis is carried out by using the data for the period between 1986 and 2013 of 97 developing and developed countries. We...

Persistent link: https://www.econbiz.de/10012256701