Using a lifecycle model of consumption, saving and portfolio choice combined with linked survey and administrative data … factors for households and compare these estimates of their patience to their replacement rates-the simple measure often used … matters quantitatively for preference parameter estimates-households appear to be much more patient when they are assumed to …

The design of pension schemes is crucial in determining savings behavior. The impact of pension schemes on saving rates … between saving patterns and pension wealth. This paper investigates the effect of the private pension contributions on savings …

. This paper examines the impact of traditional culture, specifically Confucian culture in China, on informal household … financing at the county level. We find that Confucian culture has a significant and positive impact on informal household … culture and informal household financing. This positive relation between culture and financing appears to be stronger in …

services in Japan, using data from a survey conducted by the Bank of Japan, including 25,000 individuals aged from 18 to 79. We …

households to slow the spread of the pandemic. It was unknown how long the lockdown could last and how much impact it would have … on households and the general government. Household consumption is a specific component of final GDP consumption and … suggest further research on the topic mentioned above and provide evidence on how households should react to future pandemic …

-dimensional measures of financial and digital literacy on resilience-building financial behaviors, including saving, borrowing, and risk … financial resilience. Heterogeneities are identified across regions, as well as for poor, rural, and female households. A … literacy as a dual approach to improving households' long-run financial resilience. …