Using granular data from the Turkish banking system, we investigate the effect of credit guarantee schemes (CGSs) in … 2017 and early 2018 on bank connectedness originating from common borrower firms. Our empirical findings show that the CGSs …. Finally, we find that the negative relation between the connectedness of the banks and the bank loan portfolio riskiness …

and offer insights for a more efficient allocation of SBA funds. …

commercial bank, the authors choose Archimedean Copula to fit the default relationship between loans, combined with the loss … traditional loan pricing model, this new proposed one, requiring lower loan interest rates from customers with higher credit … rating, while higher loan interest rates from customers with lower credit rating, could thus be able to provide higher risk …

monetary transmission processes of Islamic and conventional banks using disaggregated bank-level data for Saudi Arabia over the … to various shocks make it easier for the Saudi central bank to achieve macroeconomic goals through monetary policy …

with lower bank debt in firms, indicating a substitution effect between bank credit and trade credit when uncertainty rises … effect of banking uncertainty on firms' trade credit. We find that trade credit increases with heightened uncertainty in the …. A further mechanism test shows that the uncertainty effect on trade credit works through strategic and financing motives …

credit growth and reduces the credit's decline if a systemic crisis materializes. Conversely, overly depleted bank capital …In this paper, we analyze the role bank capital played in systemic banking crises and in lending expansion and … narrative identification of banking crises in Spain. Afterwards, we run a proper econometric test to analyze bank capital levels …

Africa region by exploring the role of bank-specific and macroeconomic factors, particularly in the period of the global … the level of non-performing loans is more sensitive to bank specifics than macroeconomic factors. When it comes to …

have a negative association with NPLs. The results confirm that if the bank-specific conditions change, the credit quality … attempt to examine various banking factors that affect NPLs with respect to developing economies. In this study, the bank … equity, credit growth and credit costs have a significant positive relationship with NPLs, while capital adequacy and GDP …

and calibrate it to match aggregate firm and bank exposure to business cycle risks. Our model exhibits banking crises that …

Access to credit remains a universal challenge for firms, particularly for small and medium sized enterprises (SMEs …). While numerous studies have examined the determinants of credit access, focusing primarily on borrower characteristics … between religiosity and firms' access to credit using cross sectional data from the 6th wave of the Business Environment and …