Showing 1 - 10 of 5,655
We use unique data on banks' private risk assessments of corporate borrowers to quantify how competition among banks … affect the risk sensitivity of interest rates in the Norwegian credit market. We show that an increase in competition makes … channel of how the competition-fragility nexus can operate. …
Persistent link: https://www.econbiz.de/10012795608
measuring the banking sector competition proceed from the market structure and concentration measures. In contrast, modern … approaches to measuring competition rely on non-structural models and analysis of the behaviour of market participants. The paper … analyzes the degree of concentration and competition in the banking sector of the Republic of Serbia. The traditional and most …
Persistent link: https://www.econbiz.de/10013266125
2010 to the last quarter of 2019. In order to investigate this relationship, determinants of bank profitability are split … Montenegro does not give enough argument to support such explanation, and bank profitability can be explained by bank efficiency …
Persistent link: https://www.econbiz.de/10012805908
Bank stability is an important aspect of financial stability, especially in bank-centric systems like that of …. Rising competition among banks could pose a challenge and possibly change the level of credit risk, especially if the banks … competition affects credit risk in Montenegro and whether banks differing in size react differently. Panel data techniques were …
Persistent link: https://www.econbiz.de/10012549205
conventional and Islamic banks operate alongside each other. It also investigates the impact of bank competition on lending … does not depend on bank competition. In other words, the effectiveness of the lending transmission channel does not depend …This paper examines the effectiveness of the bank lending channel in a dual banking system in Malaysia, where both …
Persistent link: https://www.econbiz.de/10012176543
The functioning of the banking sector is key for economic growth. In this paper, we first gather banks' balance sheet monthly regulatory information in a consistent manner for seven Latin American countries. Second, we estimate lending markups and deposits markdowns in each country over time....
Persistent link: https://www.econbiz.de/10015208863
This study examines the relationship between branching, lending, and competition in Pakistani banks. Due to … that geographic diversification and distance between bank branches and headquarters do not affect the performance of the …. The study recommends an important policy regarding branch management and its effect on bank performance. …
Persistent link: https://www.econbiz.de/10014319534
This study investigates the relationship between bank market power and firms’ financing constraints, indicated by the … likelihood of being discouraged from applying for bank loans. The full data sample covers more than 72,000 small and medium …-size enterprises (SMEs) in 113 countries around the world. Our results from a probit selection model indicate that higher bank market …
Persistent link: https://www.econbiz.de/10014305637
We empirically study the role of product market competition and market power, discipline vs complement role, on real … earnings management (REM) in Indonesia. Using 1800 firm-year observations from 2012 to 2020, we discover that the competition … has an inverse association with REM, implying that product market competition plays a role in disciplining managers from …
Persistent link: https://www.econbiz.de/10014466946
competition, of which the most common are the concentration ratio and the Herfindahl-Hirschman index. It is important to emphasize … that when calculating the value of these indices, the National Bank of Serbia most often uses the absolute value of assets … competition. Although market changes are reflected in a reduced number of banks while a change in the dispersion of market shares …
Persistent link: https://www.econbiz.de/10012548965