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Affordability of affordable housing in Northern Region of Malaysia
Hafirda Akma Musaddad; Selamah Maamor; Zairy Zainol - In: Malaysian management journal : MMJ 27 (2023), pp. 183-209
Persistent link: https://www.econbiz.de/10014631697
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The effect of borrower-specific loan-to-value policies on household debt, wealth inequality and consumption volatility : an agent-based analysis
Tarne, Ruben; Bezemer, Dirk Johan; Theobald, Thomas - 2021
This paper analyses the effects of borrower-specific credit constraints on macroeconomic outcomes in an agent-based housing market model, calibrated using U.K. household survey data. We apply different Loan-to-Value (LTV) caps for different types of agents: first-time-buyers, second and...
Persistent link: https://www.econbiz.de/10012659147
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The effect of borrower-specific loan-to-value policies on household debt, wealth inequality and consumption volatility: an agent-based analysis
Tarne, Ruben; Bezemer, Dirk Johan; Theobald, Thomas - 2021
This paper analyses the effects of borrower-specific credit constraints on macroeconomic outcomes in an agent-based housing market model, calibrated using U.K. household survey data. We apply different Loan-to-Value (LTV) caps for different types of agents: first-time-buyers, second and...
Persistent link: https://www.econbiz.de/10012614086
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The interplay of income growth and housing prices : a decade of real estate dynamics in Poland's largest cities
Ryś, Michał; Ryś, Maciej - In: Financial internet quarterly 21 (2025) 1, pp. 94-104
This study explores the relationship between income growth and housing prices in Poland's seven largest cities from 2013 to 2024. Through statistical analysis, the research reveals a strong correlation between average gross wages, and both offer and transaction prices in the real estate market,...
Persistent link: https://www.econbiz.de/10015393640
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Housing-consumption channel of mortgage demand
Ahlfeldt, Gabriel M.; Szumilo, Nikodem; Tripathy, Jagdish - 2024
We quantify the housing-consumption channel in mortgage demand according to which households borrow more following … a structural approach to mortgage demand and supply, exploiting exogenous variation in house-price growth and a unique … dataset with matched transactionprice and mortgage information. We estimate an elasticity of mortgage borrowing to house …
Persistent link: https://www.econbiz.de/10014633602
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Individual housing decisions, mortgage supply and housing market regulations
Mavropoulos, Antonios - 2021
Persistent link: https://www.econbiz.de/10013339026
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Homeowners' financial vulnerability over the house price cycle
Tarne, Ruben - 2022
This paper investigates the dynamics of financial vulnerability of indebted homeowners over the housing cycle with an agent-based housing market model. The model is calibrated using UK micro data. I find that financial vulnerability is driven by previous period house purchases and by dissaving...
Persistent link: https://www.econbiz.de/10013466737
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Housing affordability in Germany and its dynamics
Balz, Felix Florian - In: Prague economic papers : a bimonthly journal of … 34 (2025) 1, pp. 78-97
The study examines housing affordability in Germany from 2017 to 2023 in light of rising real estate prices and challenges in the housing market. It uses the Housing Affordability Index to identify trends and patterns and propose policy measures to tackle the problems. The results show regional...
Persistent link: https://www.econbiz.de/10015413424
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Homeownership for all : an American narrative
Ackert, Lucy F.; Mazzotta, Stefano - In: Journal of risk and financial management : JRFM 14 (2021) 6, pp. 1-14
The narrative of homeownership for all citizens is a uniquely American story. Narrative economics is a field that … panel vector autoregression to empirically model the relationship between home prices and homeownership sentiment in the … United States. We find that sentiment related to the American homeownership narrative is an important factor in explaining …
Persistent link: https://www.econbiz.de/10012587777
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Housing real estate economics and finance
Li, Rita Yi Man - In: Journal of risk and financial management : JRFM 15 (2022) 3, pp. 1-3
Housing research is one of the hot topics in many countries. This paper provides a quick review of the housing economics research in the US, Sweden, Latvia, China, Corsica, and Italy published in this special issue. Bao and Shah studied the effects of home-sharing platforms in general and the...
Persistent link: https://www.econbiz.de/10013163696