Regulators and managers in the banking sector prioritize the banking system's stability and safety to limit risks, shocks, and potential losses. This study reveals why a bank is more or less stable via bank capital, liquidity creation, and asset diversification. We form a structural model in...

Customer loyalty continues to be a crucial factor for retail banks in maintaining market share, increasing revenue and profits, and reducing costs in the highly competitive business landscape of today. They consistently strive for innovation to maintain a competitive edge, introducing novel...

This study delves into the trade dynamics of Southeast Asian countries in response to the trade dispute between the United States (US) and the People's Republic of China (PRC). Our analysis uncovers diverse patterns of trade diversion effects among eight Southeast Asian countries, revealing...

We explore whether individuals are averse to telling a Pareto white lie-a lie that benefits both themselves and another. We first review and summarize the existing evidence on Pareto white lies. We find that the evidence is relatively limited and varied in its conclusions. We then present new...

Two consistent findings from the experimentally literature on public good games are that cooperation declines over time and cooperation is lower in countries with weak institutions. These findings, however, are primarily based on experiments in Europe, North America and Asia. There is little...