Working with a private bank in Ghana, this study examines the impacts of a commitment savings product designed to help clients taking repeated overdrafts break their debt cycles. Overall, the product significantly increased savings with the bank without increasing overdrafts. However, after...

This paper examines women's power relative to that of their husbands in 23 Sub-Saharan African countries to determine how it affects women's health, reproductive outcomes, children's health, and children's education. The analysis uses a novel measure of women's empowerment that is closely linked...

Gender disparities in small and medium-size enterprise lending exist around the world and impede the growth of millions of women-led firms. This paper examines a potential driver of these disparities: gender-biased loan officers. Officer bias is measured through a novel loan application...

This paper documents novel evidence of positive assortative matching in African marriage markets along cognitive and socio-emotional skills, time and risk preferences, and education, using data from rural Mozambique, Cote d'Ivoire, and Malawi

Child marriage is recognized as a major burden in low-income countries, with severe consequences on women's life trajectories. It is particularly pervasive in Niger, where middle school enrollment for girls is low, and dropouts are high. In the context of a multi-sectoral World Bank project,...

Women in Nigeria are starting and growing businesses at a remarkable rate offering a vast untapped market for business lending. The World Bank, through its Nigeria Women Entrepreneurs Finance Initiative (We-Fi), partnered with the Development Bank of Nigeria (DBN) and two commercial banks in...

This paper examines how easily observable interviewer characteristics, such as gender and physical attractiveness, and more difficult to observe characteristics, such as attitudes and beliefs, affect adolescent girls' disclosure of sexual behavior during a baseline survey for an adolescent girls...

Social, emotional, and behavioral skills are critical for success across life domains, yet research is constrained by a lack of internationally validated measures for adult populations. Existing tools often assess isolated skills and are predominantly validated in Western, school- aged samples....

Social and familial financial transfers are common in low-income communities and have positive social effects. To address this challenge, the authors designed and implemented a financial innovation to lower redistributive pressure among female cashew-processing workers: a blocked savings account...

Agency-the ability to define one's own goals and make choices to achieve them-is often measured through questions that capture an individual's direct involvement in decision-making. Yet not participating in decision-making may not always imply a lack of power. Drawing on the notion of effective...