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Community, Mega, and Goldilocks Banks in U.S. History

Wright, Robert E. - 2015

(middling, mix of relationship and transaction-based) are surveyed throughout U.S. banking history. Megabanks are relatively new … scale have been found in some recent studies but they appear to include underpriced government insurance and rewards for bad …

Persistent link: https://www.econbiz.de/10013026222

Governance and the Success of U.S. Community Banks, 1790-2010 : Mutual Savings Banks, Local Commercial Banks, and the Merchants (National) Bank of New Bedford, Massachusetts

Wright, Robert E. - 2015

Annual time series data show that from 1790 through 2010 only about 1 percent of U.S. commercial banks failed each year on average. Many community banks, including mutual savings banks and local commercial banks, provided valuable intermediation services for decades before failing or, more...

Persistent link: https://www.econbiz.de/10013038005