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I exploit variation in the adoption of disclosure and supervisory regulation across U.S. states to examine their impact on the development and stability of commercial banks. The empirical results suggest that the adoption of state-level requirements to report financial statements in local...
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financial crisis. As a case study, the financial statements of TEB bank are analyzed …
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importance of the Bank Holding Company Act of 1956 (the “BHCA”) – the key statute governing activities and affiliations of U ….S. bank holding companies (“BHCs”) – by effectively using it as the model for regulation and supervision of all systemically … this rich and multi-faceted history: the evolution of the BHCA definition of a “bank” and the main statutory exemptions …
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Belgium in 1830 to the early 21st century. After severe crises, the National Bank of Belgium was created in 1850. The Great …
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The "Federalist financial revolution" may have jump-started the U.S. economy into modern growth, but the Free Banking System (1837-1862) did not play a direct role in sustaining it. Despite lowering entry barriers and extending banking into developing regions, we find in county-level data that...
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The authors present an analytical framework for bank complexity through the hypothesis that complexity is necessary for … banks to stay viable in the evolving industry of financial intermediation. They look at organizational structures of bank … the past thirty years, the authors track consolidation and diversification that led to a significant expansion in bank …
Persistent link: https://www.econbiz.de/10013055828
removing barriers to bank entry on bank competition and economic growth. As governments were not concerned about systemic … stability in this period, we are able to isolate the effects of bank competition from those of state implicit guarantees. We … find that the introduction of free banking laws stimulated the creation of new banks and led to more bank failures. Our …
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