Extending financial services to unbanked population in India has remained a central part of the policy thrust of the Indian government for decades. To that effect, a widespread formal credit delivery mechanism has been established to meet the credit requirements of rural communities. However,...

This study explores the relationship between human capital and the usage of liquefied petroleum gas (LPG) and electricity by households. While the impact of educational attainment on the choice of various utilities and household welfare has been dealt with in detail, work exploring the impact of...