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Health and Mortality Delta : Assessing the Welfare Cost of Household Insurance Choice
Koijen, Ralph S. J. - 2015
We develop a pair of risk measures, health and mortality delta, for the universe of life and health insurance products …. A life-cycle model of insurance choice simplifies to replicating the optimal health and mortality delta through a … portfolio of insurance products. We estimate the model to explain the observed variation in health and mortality delta implied …
Persistent link: https://www.econbiz.de/10013038429
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Health and Mortality Delta : Assessing the Welfare Cost of Household Insurance Choice
Koijen, Ralph S. J. - 2011
We develop a pair of risk measures, health and mortality delta, for the universe of life and health insurance products …. A life-cycle model of insurance choice simplifies to replicating the optimal health and mortality delta through a … portfolio of insurance products. We estimate the model to explain the observed variation in health and mortality delta implied …
Persistent link: https://www.econbiz.de/10013121063
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Health and Mortality Delta : Assessing the Welfare Cost of Household Insurance Choice
Koijen, Ralph - 2011
We develop a pair of risk measures, health and mortality delta, for the universe of life and health insurance products …. A life-cycle model of insurance choice simplifies to replicating the optimal health and mortality delta through a … portfolio of insurance products. We estimate the model to explain the observed variation in health and mortality delta implied …
Persistent link: https://www.econbiz.de/10012461333
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Actuarial modelling of Australian population retirement risks : an Australian functional disability and health state model
Park, Kyu; Sherris, Michael - 2023
Persistent link: https://www.econbiz.de/10014462204
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Old age or dependence : which social insurance?
Nishimura, Yukihiro; Pestieau, Pierre - 2020
Persistent link: https://www.econbiz.de/10012429304
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Longevity, health and housing risks management in retirement
Michaud, Pierre-Carl; St.-Amour, Pascal - 2023
Persistent link: https://www.econbiz.de/10014248388
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Live longer and healthier : impact of pension income for low-income retirees
Malavasi, Chiara; Ye, Han - 2024
We estimate the effect of additional pension income on mortality outcomes by exploring the eli- gibility criteria of a … both mental and physical health. In addition, individuals feel less financially constrained and are more optimistic about …
Persistent link: https://www.econbiz.de/10014535353
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Old, sick, alone, and poor : a welfare analysis of old-age social insurance programs
Braun, R. Anton; Kopecky, Karen A.; Koreshkova, Tatyana - 2013
Poor heath, large acute and long-term care medical expenses, and spousal death are significant drivers of impoverishment among retirees. We document these facts and build a rich, overlapping generations model that reproduces them. We use the model to assess the incentive and welfare effects of...
Persistent link: https://www.econbiz.de/10009765440
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Impact of later retirement on mortality : evidence from France
Bozio, Antoine; Garrouste, Clémentine; Perdrix, Elsa - 2019
Persistent link: https://www.econbiz.de/10012001484
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Fair pension policies with occupation-specific aging
Grossmann, Volker; Schünemann, Johannes; Strulik, Holger - 2021
aging and a special focus on occupation-specific morbidity and mortality. We examine how distinct replacement rates for …
Persistent link: https://www.econbiz.de/10012597268