Using new nationally representative data from the National Financial Capability State-by-State Survey, this paper examines the relationship between state-level alternative financial service (AFS) policies (prohibitions, price caps, disclosures) and consumer use of five AFS products: payday...

Access to transfers and credit, whether cash or in-kind, is a major source of poverty alleviation and income generation in many developing countries around the world. Women may especially benefit from transfers and credit in countries such as Bangladesh, where they often have few work...

To protect financially distressed families during the COVID-19 pandemic, states implemented emergency measures such as moratoria on evictions and utility shutoffs. These policies prevented utility companies from disconnecting families' energy and water and landlords from obtaining court-ordered...

Access to transfers and credit, whether cash or in-kind, is a major source of poverty alleviation and income generation in many developing countries around the world. Women may especially benefit from transfers and credit in countries such as Bangladesh, where they often have few work...

A primary objective of the Personal Responsibility and Work Opportunity Reconciliation Act (PRWORA) is reducing single mothers' dependence on the welfare system. This objective is sought not only through increased work, but also through changes in household structure — particularly encouraging...

The poverty rate has fallen from over 15 percent in 1993 — one of its highest levels in three decades, to 11.3 percent in 2000 — its lowest level in two decades. What events triggered entries into and exits from poverty during the last three decades? What role do events such as changes in...

Food stamp participation rates plummeted from 75 percent in 1994 to 59 percent in 2000 (Cunnyngham 2002, p. 3).1 In response to plummeting participation rates, and with the new flexibility brought about by the 1996 federal welfare reforms, many states are re-engineering their programs to improve...

Poverty rates in the United States fell from a 25-year high of 15.1 percent in 1993 to near record lows of 11.3 percent in 2000 and have since increased steadily to 12.7 percent in 2004 (U.S. Census Bureau 2004a). The poverty rates for children and for people in single female-headed families...

Nearly 15 percent of all households and 39 percent of near-poor households were food insecure in 2008. The Supplemental Nutrition Assistance Program (SNAP, formerly called the Food Stamp Program) is the cornerstone of federal food assistance programs and serves as the first line of defense...