According to the U.S. Federal Trade Commission, identity theft constituted the number one consumer complaint in the United States in 2006. Using state-level data for the 50 states for 2005, we find, among other things, that the rate of reported identity theft per 100,000 population is directly...

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Bank solvency questions and bank failures in the U.S. have become issues of renewed concern in recent years. Given the significance of bank solvency and bank failures for the health and stability of the U.S. economy, it is imperative to have insights into those factors that systematically...

Unaccounted for currency in the U.S. is argued to reflect the presence of widespread income tax evasion. This empirical study seeks to identify determinants of the underground economy in the U.S. in the form of federal personal income tax evasion over the period 1970-2008. In this study, we use...

Based on a constrained S&L profit-maximization model, this empirical study estimates six reduced-form equations, using a heteroskedasticity correction, to identify the factors influencing the rate of return on S&L assets. For the years 1988 and 1989, the results consistently imply that the rate...

This study empirically examines determinants of geographic (interstate) differentials in the bank failure rate in the United States for the period 1989-1994. The study uses the Heteroskedastic-TOBIT estimation technique because 20 percent of the observations on the dependent variable are zeros...

This empirical study investigates the Tiebout-Tullock hypothesis as it might have applied to net domestic state in-migration rates over the period 1990 through 1999. It appears that the net state in-migration rate has been directly related to the ratio of the total state plus local government...