activity or recapitalizations are likely to adversely affect bank profitability during a stress period. Our findings provide … Sovereign Debt Crisis in Europe. We find that the leverage ratio shows a statistically significant albeit positive association … performance ratios due to increased leverage imply increased solvency risk for banks. The effect of the liquidity ratio on bank …

The aim of this study is to investigate whether a bank's intellectual capital (IC) efficiency impacts its performance … bank's performance and risk-taking behavior, this finding is similar to resource-based theory. Moreover, adequate capital … and liquidity position improves bank performance, but leverage, size, and non-performing loans to total loan have a …

banks. We used linear regression on a sample of 194 bank-year observations from 2016 to 2021. The presence of independent … members on boards of directors, and ownership concentration due to family ownership, had positive effects on bank return on …

The paper examines the key determinants of European banks' profitability by analyzing the return on assets (ROA …), return on equity (ROE), net interest margin (NIM), and the risk-adjusted measures of profitability, RAROAA and RAROAE, across … and data of 3076 European banks, the research addresses the complex interplay between internal (bank-specific) factors and …

By using securitization, a bank is able to lower its cost of funding, improve risk management and increase … profitability.The key to the realization of the potential benefits of securitization lies in the quality of the underlying … during the recent financial crisis, securitization might have adverse implications for bank performance. Based on a sample of …

behavioral theory of the firm and prospect theory in that we find that bank performance below a bank's social aspiration level is …