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Extending the important study by Beck, Demirguc-Kunt and Levine (2007), we examine the effects of borrower and lender competition and information sharing via credit registries/bureaus on corruption in bank lending. Using the unique dataset of the World Business Environment Survey (WBES) compiled...
Persistent link: https://www.econbiz.de/10012729605
Although policymakers often discuss tradeoffs between bank competition and stability, past research provides differing theoretical perspectives and empirical results on the impact of competition on risk. In this paper, we employ a new approach for identifying exogenous changes in the competitive...
Persistent link: https://www.econbiz.de/10012964890
Although liquidity creation is a key banking function, little is known about its determinants. We use a new identification strategy to assess whether an intensification of competition among banks increases or decreases liquidity creation. Consistent with the predictions of some theoretical...
Persistent link: https://www.econbiz.de/10012969567
Did regulatory reforms that lowered barriers to competition among U.S. banks increase or decrease the quality of information that banks disclose to the public and regulators? We find that an intensification of competition reduced abnormal accruals of loan loss provisions and the frequency with...
Persistent link: https://www.econbiz.de/10013039766
Given the importance of transparency for the governance, efficiency, and stability of banks, we evaluate whether economic shocks that relax a bank's dependence on external capital markets alter the cost-benefit calculations of bank managers concerning voluntary information disclosure. We measure...
Persistent link: https://www.econbiz.de/10012897744
Persistent link: https://www.econbiz.de/10011476959
Persistent link: https://www.econbiz.de/10011613393
Does an intensification of competition among banks increase or decrease liquidity creation? By integrating the dynamic process of interstate bank deregulation that lowered barriers to competition across U.S. states over the 1980s and 1990s with the gravity model of the geographic expansion of...
Persistent link: https://www.econbiz.de/10012993246
Did regulatory reforms that lowered barriers to competition increase or decrease the quality of information that banks disclose to the public? By integrating the gravity model of investment with the state-specific process of bank deregulation that occurred in the United States from the 1980s...
Persistent link: https://www.econbiz.de/10012993820
Did regulatory reforms that lowered barriers to competition increase or decrease the quality of information that banks disclose to the public? By integrating the gravity model of investment with the state-specific process of bank deregulation that occurred in the United States from the 1980s...
Persistent link: https://www.econbiz.de/10013005564