“An excess of everything is bad”. This famous old proverb fits well with the current condition of Australian household debt that is continuously rising. Research in Australia’s household indebtedness is scarce and strategies to control the rising household debt remain contentious. The...

Unpaid credit card debt can be problematic; people should avoid it where possible. Unlike prior studies, this paper examines the relative strength of the association of financial literacy, attitude towards balancing spending and savings, and financial satisfaction with credit card debt-taking...

Scandals show that ethics is an important topic in financial planning. Our research analyses 212 financial ombudsman decisions (2013-2018) to understand the nature of financial planning misconduct in complaint decisions. We develop a coding structure to ascertain what professional conduct...

An excess of everything is bad'. This famous old proverb fits well with the current condition of Australian household debt that is continuously rising. Research in Australia's household indebtedness is scarce and strategies to control the rising household debt remain contentious. The government...

Financial liberalization enables market forces to play a greater role in mobiliz- ing resources, allocating credit, setting financial asset prices and improving financial intermediation. Many studies have claimed that these changes enhance savings, and improve efficiency of investment, which...