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This research investigates the influence of Fintech development upon bank diversification and liquidity in China … banking industry. Our results provide robust empirical evidence that the development of Fintech reduces bank liquidity … Fintech development index, which is used to test for specific liquidity and diversification influence across the Chinese …
Persistent link: https://www.econbiz.de/10014257210
empirically examined the relationship between FinTech, financing constraints, and corporate liquidity using the China Provincial …The rapid growth of China's financial technology has had a significant impact on businesses. The study of the … Fintech Development Index and the data of A-share manufacturing companies listed on the Shanghai and Shenzhen Main Boards …
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into European Central Bank's definition of ‘fintech bank', in order to understand the role and the scope of supervision ….Indeed, this paper highlights the possibility that the software of fintech banks will unbundle banking into its core functions of …This analysis concerns the regulation of fintech banks, having regard to the possibility of a business model in which …
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, this market concept is also increasingly being applied to financial services, as part of a bank-FinTech cooperation. A …-label banking were established. The first model is based on a bank acting only as an outsourcing service provider. In the second … article reviews the "White-label" frameworks currently operating in the banking sector and the corresponding regulations of …
Persistent link: https://www.econbiz.de/10012605944
recent wave of digital innovations, referred to as "fintech".This paper examines the rebirth of Financial Technology … ("fintech") in recent times. Associating the current frenzy over the rise of fintech to the effects of the 2008 Global Financial … to resist the revolution, thereby stunting the growth of players in the fintech industry in a bid to protect traditional …
Persistent link: https://www.econbiz.de/10013242242
impressive in the period 2014-2019. We find a negative relationship between fintech services and bank performance for both types … of bank. Furthermore, we show that the growth of fintech firms in a country negatively influences CBs' financial …The purpose of this study is to examine the impact of the financial technology (fintech) services provided by banks on …
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