brings challenges and increases risks. Financial industry is considered the largest user of digital technologies and provider … cyberattacks. In this paper, the authors are researching the opportunities and risks stemming from the application of AI and its …

risks. It highlights the vital role of the monetary authorities in the context of the policies and initiatives required in … above. It goes on further to explain the new management concept of "Risk-based thinking" as a way to approach these … potential opportunities and threats of Fintech. Finally, the paper looks at cyber risk in the Fintech landscape as the latest …

We examine the importance of perceived data security risk for FinTech use in the US residential mortgage market. We … confirm the baseline results. Overall, the findings suggest that the salience of data security risk is an important driver of …

FinTech can lower investment barriers and improve risk-taking. Seizing on the rapid expansion of offline usages of Alipay in …-fund investments on the FinTech platform, we find that higher FinTech adoption results in higher participation and more risk … find that individuals with high risk tolerance, hence more risk-taking capacity, and those living in under-banked cities …

The study's aim is to investigate how FinTech users' perceived risk influences their continuance intention to use … influenced by perceived usefulness and satisfaction. Furthermore, perceived risk, as a moderator, significantly moderates … continuance intention through satisfaction and satisfaction through confirmation. However, perceived risk was found to have an …

This paper examines how digital finance development affects household risk sharing in China. We provide convincing … of reduction in idiosyncratic consumption growth in regions with better digital financial inclusion. Improved risk … household risk sharing. However, the development of traditional banking credit market does not appear to promote risk sharing. …

. The current study proved the validity of the proposed relationship between the risks and the effect of risk variables on …Banks give great attention to identifying the risks of adopting FinTech and the extent of its negative impact on their … business. This study aims to explore the relationship between the risks of adopting FinTech in banks and their impact on …

policy makers is to harness the benefits and opportunities of fintech while managing its risks, including for consumers. The …, highlighting their significant benefits while also demonstrating how risks to consumers can increase in times of crisis and … economic stress. This paper (1) identifies a range of consumer risks posed by fintech, focusing on four key fintech products …