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Following Through on Good Intentions: The Power of Planning Prompts

Laibson, David; Madrian, Brigitte C.; Milkman, Katherine L. - National Bureau of Economic Research (NBER) - 2012

We study whether prompts to form and recall a plan can increase individuals' responsiveness to reminders to make and attend beneficial appointments. At four companies, all employees due for a colonoscopy were randomly assigned to receive either a control mailing or a treatment mailing. The...

Persistent link: https://www.econbiz.de/10011227922

Using Implementation Intentions Prompts to Enhance Influenza Vaccination Rates

Laibson, David; Madrian, Brigitte C.; Milkman, Katherine L. - National Bureau of Economic Research (NBER) - 2011

We evaluate the results of a field experiment designed to measure the effect of prompts to form implementation intentions on realized behavioral outcomes. The outcome of interest is influenza vaccination receipt at free on-site clinics offered by a large firm to its employees. All employees...

Persistent link: https://www.econbiz.de/10009147976

The Effect of Providing Peer Information on Retirement Savings Decisions

Laibson, David; Madrian, Brigitte C.; Beshears, John; … - National Bureau of Economic Research (NBER) - 2011

We conducted a field experiment in a 401(k) plan to measure the effect of disseminating information about peer behavior on savings. Low-saving employees received simplified plan enrollment or contribution increase forms. A randomized subset of forms stated the fraction of age-matched coworkers...

Persistent link: https://www.econbiz.de/10009277262

Money Earlier or Later? Simple Heuristics Explain Intertemporal Choices Better than Delay Discounting

Laibson, David; Ericson, Keith M.; White, John Myles; … - National Bureau of Economic Research (NBER) - 2015

. We conclude that heuristic models explain time-money tradeoff choices in experiments better than utility discounting …

Persistent link: https://www.econbiz.de/10011170265

Does Front-Loading Taxation Increase Savings? Evidence from Roth 401(k) Introductions

Laibson, David; Madrian, Brigitte C.; Beshears, John; … - National Bureau of Economic Research (NBER) - 2014

Can governments increase private savings by taxing savings up front instead of in retirement? Roth 401(k) contributions are not tax-deductible in the contribution year, but withdrawals in retirement are untaxed. The more common before-tax 401(k) contribution is tax-deductible in the contribution...

Persistent link: https://www.econbiz.de/10011098926

What Makes Annuitization More Appealing?

Laibson, David; Madrian, Brigitte C.; Beshears, John; … - National Bureau of Economic Research (NBER) - 2012

We conduct and analyze two large surveys of hypothetical annuitization choices. We find that allowing individuals to annuitize a fraction of their wealth increases annuitization relative to a situation where annuitization is an "all or nothing" decision. Very few respondents choose declining...

Persistent link: https://www.econbiz.de/10010969425

Individual Laboratory-Measured Discount Rates Predict Field Behavior

Laibson, David; Chabris, Christopher F.; Morris, Carrie L. - National Bureau of Economic Research (NBER) - 2008

We estimate discount rates of 555 subjects using a laboratory task and find that these individual discount rates predict inter-individual variation in field behaviors (e.g., exercise, BMI, smoking). The correlation between the discount rate and each field behavior is small: none exceeds 0.28 and...

Persistent link: https://www.econbiz.de/10005088918

Insights in the Economics of Aging

Armour, Philip (contributor); Banerjee, Abhijit (contributor) - 2017

sharply, in coming decades. This has drawn growing interest to research on the health and economic circumstances of … shaped by their past decisions such as their saving behavior, as well as by current and future economic conditions, health …, physical circumstances such as health and disability, and emotional well-being, including happiness and mental health …

Persistent link: https://www.econbiz.de/10014482046