<title>Abstract</title><italic>We examine the rigidity of retail deposit and loan rates by applying duration analysis on uniquely rich data. We find that the retail rate dynamics are state-dependent. An important determinant of the duration of retail interest rates are the dynamics of the wholesale (market and...</italic>

Empirical research on the effect of bank competition on bank risk has so far produced very inconclusive results. In this paper we revisit this long-standing debate and propose a new empirical approach that is concentrated on the relationship between deposit market competition and bank risk. This...

Zusammenfassung Die Autoren analysieren Parallelen zwischen dem Markt für Verbriefungen vor und während der Finanzkrise 2007 – 2009 und der aktuell als innovativ diskutierten Finanzierungsform des Marketplace Lending, bei dem Fremdkapital in Form von Krediten über Online-Marktplattformen...

In this paper we investigate whether banks that borrow from other banks have lower risk levels. We concentrate on a large sample of Central and Eastern European banks which allows us to explore the impact of interbank lending when exposures are long-term and interbank borrowers are small banks....

In this paper, I empirically explore the relation between bank mergers and the rigidity of banks’ deposit rates. I find that merging banks are more likely to change their deposit rates in the first months following a merger. However, in the long term, merging banks change their deposit rates...