Purpose: The study aims to estimate the rates of exposure to, and adoption of, rural bank credit programs by smallholder farmers in rural Ghana and the factors responsible for those rates. Design/methodology/approach: The study used a random sample of 300 smallholder farmers in the Fanteakwa...

Have recent reforms improved market functioning in African economies? This article examines how the raw milk market in western and central Kenya has developed after the dairy sector liberalisation in 1992 by using panel data of 862 rural households. From the late 1990s to 2004, the proportion of...