We explore the far-reaching implications of replacing current unemployment benefit (UB) systems by an unemployment accounts (UAs) system. Under the UAs system, employed people are required to make ongoing contributions to their UAs and the balances in these accounts are available to them during...

This paper derives estimates of seven categories of personal wealth holdings in the United Kingdom on an annual basis since 1948. The seven categories are: net financial wealth, housing wealth, consumer durable assets, basic state pension wealth, state earnings-related pension wealth,...

This paper documents the lifetime costs on individual accounts and investment plans for a typical worker in Iceland using typical wage profiles and information on current charges obtained from the providers. The charge ratios calculated imply that costs at a current cost basis on individual...