This paper provides a vertically integrated modelling of the financial production process. In a first stage the activity of commercial banks or insurance companies embodies some technical and commercial aspects such as services to depositors or mutualization of risk through distribution of...

This paper review some state-of-the art non-parallel and parallel approaches of data clustering and present the usefulness of parallel genetic algorithms (PGAs) for clustering. In solving the clustering problem many traditional methods stuck in local optimal solutions. Further, in such...