It is illegal to uproot coffee. But nowadays in the farmsteads of Murang'a district, at the heart of the coffee producing belt of Central Kenya, one can see many crops other than coffee growing between the coffee bushes, while coffee itself remains untended. In particular, the dark green with...

This paper reviews the relevance of formal financial services – in particular, savings – to poor people, the economic factors that have hindered the mass-scale delivery of such services in developing countries, and the technology-based opportunities that exist today to make massive...