Although the mortgage sector of the banking industry in the USA has seen good times in the recent past, the futures are uncertain. This article considers the nature of futures studies and applies futures analysis to the mortgage sector. The history of banking, and the USA, has been a struggle...

Purpose – This paper aims to offer real and explicit reasons for viewing the futures of humanity and Earth as positive, fulfilling and meaningful, if humans view it as such and act to make it so. The paper incorporates the results of several recent research projects and activities that were...

A community accounting matrix (CAM) is an economic model that summarizes the transactions between the various industries and types of household in a neighborhood, as well as the neighborhood's links with its adjoining city and region. This article describes the construction and findings of a...