The eight essays in Insurance, Risk Management, and Public Policy encompass the economic and financial theory of insurance, insurer and corporate risk managment, and insurance regulation. These essays will be of broad interest to researchers in the area of insurance economics, finance, and risk...

Economic and financial research on insurance markets has undergone dramatic growth since its infancy in the early 1960s. Our main objective in compiling this volume was to achieve a wider dissemination of key papers in this literature. Their significance is highlighted in the introduction, which...

This paper provides estimates of the changes in premiums, average or expected out of pocket payments, and the sum of premiums and out of pocket payments (total expected price) for a sample of consumers who bought individual insurance in 2010 to 2012, comparing total expected prices before the...