This paper explores a microeconomic approach to solving a macroeconomic problem of improving profits of banks in Nigeria and sustaining their existence. Regression results show that there exist significant positive and negative relationships between banks' working capital variables and bank...

The introduction of the Basel I Accord the world over has affected capital base of banks with spiral effects on bank cash reserves, demand deposits and bank credit of DMBs. GARCH results using post-consolidation data (implemented to meet Basel I requirements) of these variables shows high...