In this paper we review and extend the analysis of moral hazard response in two relatively unexamined empirical directions: (1) how insurance changes in one program affects employee participation in other programs at a point in time (<italic>inter-program moral hazard</italic>), and (2) how the consumption of...

1. An introduction to charities : what are they and how do they operate? -- 2. The domain of British charities -- 3. Strategy -- 4. Context, strategy, and structure -- 5. Strategy cluster cases -- 6. The descriptive cases -- 7. Analysis of the case studies -- 8. Strategy and structure : conclusions.