Purpose To summarize developments by the US Consumer Financial Protection Bureau (“CFPB”), the US Office of the Comptroller of the Currency (“OCC”), and the UK Financial Conduct Authority (“FCA”) in their respective efforts to facilitate responsible financial innovation, and to...

It has been long recognized that cash plays a critical role in fueling street crime due to its liquidity and transactional anonymity. In poor neighborhoods where street offenses are concentrated, a significant source of circulating cash stems from public assistance or welfare payments. In the...

Frontmatter -- Contents -- 1. Introduction -- 2. The Net Effect of the Business Cycle on Crime and Violence -- 3. Are the Criminogenic Consequences of Economic Downturns Conditional? -- 4. Economic Conditions and Violent Victimization Trends among Youth -- 5. The Nonlinear Effect of Neighborhood...