This paper investigates trends in Italian households� saving and wealth in the last twenty years, with a special emphasis on the period immediately following the financial crisis in 2008. The analysis is based on data from the Italian Survey on Household Income and Wealth (1991-2010). The...

The paper presents the main results of the Eurosystem�s Household Finance and Consumption Survey (HFCS) with an emphasis on the data for Italy in the international context. The paper examines households� socio-demographic characteristics, assets and income distribution, participation...

Which households use consumer credit? This paper addresses the question using harmonized data from Eurostat�s EU-SILC survey for nine European countries in the period 2005-08. There is wide heterogeneity in participation in the consumer credit market, ranging from 15 to 46 per cent across...

The financial crisis that started in August 2007 has led to a worsening in the conditions of credit supply to customers. Since the second half of 2008, several measures have been adopted in order to sustain access to credit for both firms and households, such as debt moratoria, provisions of...

The recent financial crisis has revived the debate on deposit insurance. Public awareness of its existence is essential in order to prevent a bank run. Analysing the results of three questions on this topic introduced in the last Survey on Household Income and Wealth, this paper investigates...