Similar Search Results

Householdsï¿½ indebtedness and financial vulnerability in the Italian regions

Vacca, Valerio; Coin, Daniele; Conti, Antonio Maria; … - Banca d'Italia - 2013

This paper depicts ï¿½ from a variety of viewpoints ï¿½ the degree of indebtedness and potential financial vulnerabilities of households across the Italian regions. Micro-data from several sources suggest that the financial situation of Italian households shows striking differences at...

Persistent link: https://www.econbiz.de/10011100383

Survey on Italian household income and wealth

Banca d'Italia - [Rome] : [Bank of Italy] - 2016-

Persistent link: https://www.econbiz.de/10013433411

Maximisation and the Act of Choice.

Sen, A. - Banca d'Italia - 1996

The act of choosing can influence maximizing behaviour for at least two distinct reasons: 1) process significance and 2) decisional inescapability. The constructive programme of the paper is combined with critical appraisal of the implications of these concerns for rational decisions about...

Persistent link: https://www.econbiz.de/10005780681

Does financial education at school work? Evidence from Italy

Romagnoli, Angela; Trifilidis, Maurizio - Banca d'Italia - 2013

In the 2008-09 school year the Bank of Italy and the Italian Ministry of Education started an experimental program to incorporate financial education into school curricula. This paper describes the experience since then. According to the program, teachers receive training from the Bank on...

Persistent link: https://www.econbiz.de/10011100387

A microsimulation model to evaluate Italian households’ financial vulnerability

Michelangeli, Valentina; Pietrunti, Mario - Banca d'Italia - 2014

We build a microsimulation model to monitor the financial vulnerability of Italian households. Starting from household …-level data from the Survey on Household Income and Wealth and matching them with macroeconomic forecasts on debt and income, we … at a higher frequency and in a more timely manner than by using household data alone. We find that the share of …

Persistent link: https://www.econbiz.de/10011184259

Do wealth fluctuations generate time-varying risk aversion? Italian micro-evidence on household asset allocation

Cappelletti, Giuseppe - Banca d'Italia - 2012

Data from the Italian Survey of Households Income and Wealth (SHIW) are used to study portfolio allocations change in response to fluctuations in wealth. In particular I test for the prediction of models with habit formation that changes in liquid wealth will affect households' risk aversion and...

Persistent link: https://www.econbiz.de/10009645787

The Italian mortgage market: characteristics, evolution and regional differences. Evidence from a bank survey

Rossi, Paola - Banca d'Italia - 2008

The paper reviews the supply of different mortgage instruments to Italian households by means of data obtained from a survey conducted in 2007 by the Bank of Italy over more than 300 banks. The results document significant innovations in housing finance in the last five years: a greater variety...

Persistent link: https://www.econbiz.de/10005113690

House price cycles in emerging economies

Ciarlone, Alessio - Banca d'Italia - 2012

In this paper, I investigate the characteristics of house price dynamics for a sample of 16 emerging economies from Asia and Central and Eastern Europe, over the period 1995-2011. Linking housing valuations to a set of conventional fundamental determinants ï¿½ relative to both the supply and...

Persistent link: https://www.econbiz.de/10011099657

Italian household debt after the 2008 crisis

Magri, Silvia; Pico, Raffaella - Banca d'Italia - 2012

-employed. Recourse to consumer credit remained stable; it increased for low-income households. Household debt sustainability, measured by …

Persistent link: https://www.econbiz.de/10011100340

Consumer credit during the crisis: evidence from contracts

Cristaudo, Pierpaolo; Magri, Silvia; Pico, Raffaella; … - Banca d'Italia - 2014

The study analyses trends in the market for consumer credit during the crisis, relying on data by CRIF referring to demand for personal and special-purpose loans and to contracts signed between 2007 and 2013 in Italy (55 and 37 million respectively). The analysis shows how the sharp reduction in...

Persistent link: https://www.econbiz.de/10011100348