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Macroinsurance for Microenterprises: A Randomized Experiment in Post-Revolution Egypt

McKenzie, David - C.E.P.R. Discussion Papers - 2014

macroeconomic and political uncertainty. Demand for macroeconomic shock insurance was high; 36.7 percent of microentrepreneurs in … the treatment group purchased insurance. However, purchasing insurance does not change the likelihood that a business … microenterprises. However, insurance may still be of value to them to help cope with shocks when they do occur, but we are unable to …

Persistent link: https://www.econbiz.de/10011084029

You Can Pick Your Friends, But You Need to Watch Them: Loan Screening and Enforcement in a Referrals Field Experiment

Bryan, Gharad; Karlan, Dean S.; Zinman, Jonathan - C.E.P.R. Discussion Papers - 2012

We examine a randomized trial that allows separate identification of peer screening and enforcement of credit contracts. A South African microlender offered half its clients a bonus for referring a friend who repaid a loan. For the remaining clients, the bonus was conditional on loan approval....

Persistent link: https://www.econbiz.de/10011083275

Agricultural Decisions after Relaxing Credit and Risk Constraints

Karlan, Dean S.; Osei, Robert; Osei-Akoto, Isaac; Udry, … - C.E.P.R. Discussion Papers - 2012

. Binding credit market constraints and incomplete insurance can reduce investment in activities with high expected profits. We … opportunities to purchase rainfall index insurance, or a combination of the two. Demand for index insurance is strong, and insurance … to farmer investment is uninsured risk: when provided with insurance against the primary catastrophic risk they face …

Persistent link: https://www.econbiz.de/10011083318

Radio Frequency (Un)Identification: Results from a Proof-of-Concept Trial of the use of RFID Technology to Measure Microenterprise Turnover in Sri Lanka

De Mel, Suresh; McKenzie, David - C.E.P.R. Discussion Papers - 2014

Accurate measurement of stock levels, turnover, and profitability in microenterprises in developing countries is difficult due to the fact that the majority of these firms do not keep detailed records. We test the use of RFID tags as a means of objectively measuring stock levels and stock flow...

Persistent link: https://www.econbiz.de/10011084548

Group versus Individual Liability: A Field Experiment in the Philippines

Giné, Xavier; Karlan, Dean S. - C.E.P.R. Discussion Papers - 2007

a bank in the Philippines to conduct a field experiment to examine these issues. We randomly assigned half of the 169 …

Persistent link: https://www.econbiz.de/10005656151

Keeping it Simple: Financial Literacy and Rules of Thumb

Drexler, Alejandro; Fischer, Greg; Schoar, Antoinette S - C.E.P.R. Discussion Papers - 2010

Individuals and business owners engage in an increasingly complex array of financial decisions that are critical for their success and well-being. Yet a growing literature documents that in both developed and developing countries, a large fraction of the population is unprepared to make these...

Persistent link: https://www.econbiz.de/10008611017

Selective Trials: A Principal-Agent Approach to Randomized Controlled Experiments

Chassang, Sylvain; Padró i Miquel, Gerard; Snowberg, Erik - C.E.P.R. Discussion Papers - 2010

We study the design of randomized controlled experiments in environments where outcomes are significantly affected by unobserved effort decisions taken by the subjects (agents). While standard randomized controlled trials (RCTs) are internally consistent, the unobservability of effort provision...

Persistent link: https://www.econbiz.de/10008642870

When is capital enough to get female microenterprises growing? Evidence from a randomized experiment in Ghana

Fafchamps, Marcel; McKenzie, David J.; Quinn, Simon; … - C.E.P.R. Discussion Papers - 2011

Standard models of investment predict that credit-constrained firms should grow rapidly when given additional capital, and that how this capital is provided should not affect decisions to invest in the business or consume the capital. We randomly gave cash and in-kind grants to male- and...

Persistent link: https://www.econbiz.de/10009150951

Motivating Knowledge Agents: Can Incentive Pay Overcome Social Distance?

Berg, Erlend; Ghatak, Maitreesh; Manjula, R; Rajasekhar, D - C.E.P.R. Discussion Papers - 2013

India, local agents were hired to spread information about a public health insurance programme. Relative to flat pay …

Persistent link: https://www.econbiz.de/10011145477

Gossip: Identifying Central Individuals in a Social Network

Banerjee, Abhijit; Chandrasekhar, Arun G; Duflo, Esther; … - C.E.P.R. Discussion Papers - 2014

Can we identify the members of a community who are best- placed to diffuse information simply by asking a random sample of in- dividuals? We show that boundedly-rational individuals can, simply by tracking sources of gossip, identify those who are most central in a network according to...

Persistent link: https://www.econbiz.de/10011083579