Consumers, when buying health insurance, do not know the exact value of each treatment that they buy coverage for. This … government can stimulate R&D in breakthrough treatments by excluding treatments with low value added from health insurance … coverage. If the country is rich enough such a government intervention in a private health insurance market raises welfare. …

-up is low and the businesses often close. We analyze a randomized trial that bundled microfinance loans with a cheap health …

We analyze exclusive contracts between health care providers and insurers in a model where some consumers choose to …

This paper provides an analysis of the health insurance and health care consumption. A structural microeconomic model … of joint demand for health insurance and health care is developed and estimated using full maximum likelihood method … 100% to 10% increases the marginal demand for health care by about 90% and from 100% to 0% by about 150%. The correlation …

Standard insurance models predict that people with high (health) risks have high insurance coverage. It is empirically … documented that people with high income have lower health risks and are better insured. We show that income differences between … traditionally viewed as an intervention which increases efficiency and raises the utility of low health agents, we show that with a …

We study optimal risk adjustment in imperfectly competitive health insurance markets when high-risk consumers are less …

This paper looks into the search behavior of consumers in the market for health insurance contracts. We consider the … recent health insurance reform in The Netherlands, where a private-public mix of insurance provision was replaced by a system … substantial premium dispersion. We develop a simple consumer search model containing the main features of the Dutch health …

In countries like the US and the Netherlands health insurance is provided by private firms. These private firms can … understood. Using a Dutch data set of about 700 group health insurance contracts over the period 2007-2008, we estimate a model …

to exist. It also predicts where formal insurance is likely to flourish: insurance groups that hold savings become more … Ethiopian funeral insurance groups and their members to motivate and test our model. Those which hold savings and collect …