This paper provides an analysis of the health insurance and health care consumption. A structural microeconomic model … of joint demand for health insurance and health care is developed and estimated using full maximum likelihood method … 100% to 10% increases the marginal demand for health care by about 90% and from 100% to 0% by about 150%. The correlation …

Standard insurance models predict that people with high (health) risks have high insurance coverage. It is empirically … documented that people with high income have lower health risks and are better insured. We show that income differences between … traditionally viewed as an intervention which increases efficiency and raises the utility of low health agents, we show that with a …

We analyze exclusive contracts between health care providers and insurers in a model where some consumers choose to …

In countries like the US and the Netherlands health insurance is provided by private firms. These private firms can … understood. Using a Dutch data set of about 700 group health insurance contracts over the period 2007-2008, we estimate a model …

We study optimal risk adjustment in imperfectly competitive health insurance markets when high-risk consumers are less …

account (covering education and training), and a health account (covering insurance against sickness and disability). Unlike …, cushioning people against economic risk, ensuring efficient provision of health and education services, providing social safety …

comparison effect, decrease subsequent demand. This tension is particularly important for the distribution of health products in … Northern Uganda in which three health products differing in their scope for learning were initially offered either for free or …

health - the paper also studies the impact of context on risk attitudes, finding a strong but imperfect correlation across …