This paper uses a large panel of financial flow data from banks to assess how institutions affect international lending …

In the course of ordinary business, commercial banks frequently encounter entrepreneurs seeking loans for the purpose … relationship between banks and possible optimistic entrepreneurs. We examine this capital market from the stand-point of economic … obtain good rates on future loans. But contrary to the conventional wisdom, competition may lead banks to be insufficiently …

paper describes how specialization of banks can lead to such feedback effects, which work through the cost of financial … intermediation. In the empirical part of the paper we use US cross-state data from banks' income statements to show that the cost of …

This paper examines funding modes of German banks and its implications for lending and profitability over the period … important. Third, the decreasing ability of banks to mobilize deposits from customers and the substitution of deposits by … interbank liabilities unfavourably affects the net interest results of savings banks. …

This paper tells the story of how paper money evolved as a result of lending by banks. While lending commodity money …