The Capital Requirements Regulation (CRR) considerably strengthens the quantity and quality of the minimum capital that banks in Europe are required to hold. The present study assesses whether increased minimum capital requirements, through observed changes in banks' regulatory capital ratios,...

As in many sectors of the economy, digital technologies are transforming retail financial services and non-life insurance. This digital transformation will probably continue to shape these two sectors in the coming years, and has already resulted in new products and processes that are developed...

As in many sectors of the economy, digital technologies are transforming retail financial services and non-life insurance. This digital transformation will probably continue to shape these two sectors in the coming years, and has already resulted in new products and processes that are developed...

This study aims to assess the feasibility of providing a unique access point for competent authorities involved in the fight against money laundering and tax evasion to relevant asset registers in the EU Member States. The study first defines a list of assets relevant for money laundering and...

This study assesses the feasibility of setting up a single access point to relevant asset registries in the EU Member States for competent authorities involved in the fight against money laundering and tax evasion. It first defines the relevant assets for money laundering and tax evasion, maps...

This is the study on the accounting regime of limited liability micro companies for the Directorate-General for Financial Stability, Financial Services and Capital Markets Union (DG FISMA). The study consists of a quantitative and qualitative assessment of the application of the super simplified...