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Adults' Financial Literacy and Households' Financial Assets: The Role of Banks Information Policies
Fort, Margherita; Manaresi, Francesco; Trucchi, Serena - CESifo - 2014
information policies significantly affects household financial assets. We use these policies as instruments to estimate the effect …
Persistent link: https://www.econbiz.de/10010948806
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Homeownership and Entrepreneurship: The Role of Mortgage Debt and Commitment
Bracke, Philippe; Hilber, Christian; Silva, Olmo - CESifo - 2014
rate of interest on liquid wealth: (i) mortgage debt, by amplifying risk aversion, diminishes the likelihood that … income volatility is higher. Our model further predicts that the relation between housing wealth and entrepreneurship is … Household Panel Survey to control for unobservables, we test and confirm these predictions. A one standard deviation increase in …
Persistent link: https://www.econbiz.de/10010948829
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Tax Incentives, Bequest Motives, and the Demand for Life Insurance: Evidence from two Natural Experiments in Germany
Sauter, Nicolas; Walliser, Jan; Winter, Joachim - CESifo - 2010
Whole life insurance plays an important role in household saving. However, empirical evidence on its determinants is …
Persistent link: https://www.econbiz.de/10008534059
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Private Investment in Higher Education: Comparing Alternative Funding Schemes
Eckwert, Bernhard; Zilcha, Itzhak - CESifo - 2008
This paper uses an overlapping generations framework to analyze the implications of different financing regimes in the education sector for human capital formation and economic welfare. Agents privately invest in education after they have received a noisy information signal about their...
Persistent link: https://www.econbiz.de/10005405995
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How Successful is the Dual Income Tax? Evidence from the Finnish Tax Reform of 1993
Pirttilä, Jukka; Selin, Håkan - CESifo - 2006
labour income was not reformed at the same time. We find that the reform led to a small positive impact on overall taxable …
Persistent link: https://www.econbiz.de/10005406146
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Tax Interactions among Belgian Municipalities: Does Language Matter?
Gérard, Marcel; Jayet, Hubert; Paty, Sonia - CESifo - 2009
This paper tests the existence of strategic interactions among municipalities using a panel of Belgian local tax rates from 1985 to 2004. A special emphasis is put on the role of the language spoken in the various municipalities. Our results first confirm previous findings for Belgium suggesting...
Persistent link: https://www.econbiz.de/10005406425
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Agency in Family Policy: A Survey
Cigno, Alessandro - CESifo - 2009
Given that young children are under the control of their parents, if the government has an interest in either the welfare or the productivity of the former, it has no option but to act through the latter. Parents are, in the ordinary sense of the word, the government’s agents. They are agents...
Persistent link: https://www.econbiz.de/10004979405
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Household Bargaining and the Design of Couples' Income Taxation
Cremer, Helmuth; Lozachmeur, Jean-Mari; Maldonado, Dario; … - CESifo - 2015
information structure and labor supply decisions follow the Mirrleesian tradition. However, while the household’s total …
Persistent link: https://www.econbiz.de/10011165508
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Long Term Care Partnerships: Are they 'Fit for Purpose'?
Bergquist, Savannah; Costa-i-Font, Joan; Swartz, Katherine - CESifo - 2015
insurance to cover at least the non-catastrophic costs of LTSS. The goal was to defer the time when an individual would become …
Persistent link: https://www.econbiz.de/10011120470
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Nonparametric Evidence on the Effects of Financial Incentives on Retirement Decisions
Manoli, Day; Weber, Andrea - CESifo - 2014
This paper presents new evidence on the effects of retirement benefits on labor force participation decisions. The analysis is based on a mandated rule for employer-provided retirement benefits in Austria that creates discontinuities in the incentives for workers to delay retirement. We present...
Persistent link: https://www.econbiz.de/10010739348