child labour variables are compared. We conclude that children and adults are perfect labour substitutes and that the … marginal productivity of children is roughly one-third to one-half that of male adults. The average contribution of each …

child labour variables are compared. We conclude that children and adults are perfect labour substitutes and that the … marginal productivity of children is roughly one-third to one-half that of male adults. The average contribution of each …

preparation, their siblings probably compete with their children more than that of the husband’s. Years of marriage, probably … level heterogeneity. Unlike most previous studies, the influence of parental health on children is examined. In addition … the health literature, no significant correlation between children’s health and per capita expenditures is found. This …

also important. Pre-marriage wealth, particularly for the female spouse, positively affects allocations to children. Length … of marriage and the existence of a written marriage contract increase relative expenditures on children. Both measures … children. Some specific estimation procedures are modified and cross section-time series (panel) data are used to control for …

-time borrowers to loan officers of a large Albanian lender, we test for own-gender bias in the loan officer-borrower match. We find … is independent of loan officer gender. Ending up with an opposite-sex loan officer also affects demand for credit, with …

to show that own-gender preferences affect both credit supply and demand. Borrowers matched to officers of the opposite … gender are less likely to return for a second loan. The effect is larger when officers have little prior exposure to … borrowers of the other gender and when they have more discretion to act on their gender beliefs, as proxied by financial market …

We analyze gender differences associated with loan officer performance. Using a unique data set for a commercial bank … monitoring, as loan officers of different gender do not seem to screen borrowers differently based on observable borrower … characteristics. This suggests that gender indeed matters in banking. …