anti-poverty interventions, including education and community-building initiatives. This suggests that serious, regular …, convenient savings. …

low-income participants in Individual Development Account programs (IDAs). The results of a cross-sectional survey with … population—demonstrate that low-income individuals use psychological and behavioral strategies to save, deposit, and maintain … behavioral saving strategies are not predictors of savings amounts in IDAs. Additional research is needed to understand the …

, qualifications, and assumptions, the broad result derived here that participation in the experimental program cost society about $125 …

Individual Development Accounts (IDAs) are special savings accounts designed to help people build assets to reach life … first home, attending job training, going to college, or financing a small business. Research has shown that most low-income … do they perceive from their participation in IDA programs? This report uses cross-sectional survey data from current (N …

to the labor market only if its income from sources other than child labor is very low. The second is embodied in their … also an essential macro-level assumption that may be termed the "distribution axiom:" income or wealth from non …-labor sources must be sufficiently concentrated in the hands of a few agents. We establish that if non-labor income is distributed …

Individual Development Accounts (IDAs) are subsidized savings accounts. Unlike other subsidized savings accounts such … examine the relationship between the hours of financial education attended by IDA participants and savings outcomes. The data …, with a low of zero and a high of 35. To measure the association between attendance at financial education and savings …

How do people respond to matched-savings incentives? Studies of 401(k) plans find that matching increases participation … but that higher match rates do not increase--and may decrease--the level of savings. This paper analyzes saving by low-income … continued participation but also with a decreased level of savings. …

describes several measures of financial savings. The measures account for the passage of time and for the three stages of saving …