Recommended readings (Machine generated): Douglas W. Diamond and Philip H. Dybvig (1983), 'Bank Runs, Deposit Insurance … (1981), 'Federal Deposit Insurance, Regulatory Policy, and Optimal Bank Capital', Journal of Finance, XXXVI (1), March, 51 … (1980), 'Regulation of Bank Capital and Portfolio Risk', Journal of Finance, XXXV (5), December, 1235-44 -- Daesik Kim and …