the main mortgage. Second, we examine the role of legal and economic institutions in accounting for these differences. We … youngest group of households borrow lower amounts (conditional on borrowing), and the mortgage interest rates paid by low …

Mortgages constitute the largest part of household debt. An essential choice when taking out a mortgage is between …-country study has analyzed what determines household demand for mortgage types, a task that this paper takes up using new data for … exercise to identify how the easing of monetary policy during the financial crisis affected mortgage holders. It shows that the …

In a number of countries a substantial proportion of mortgage loans is denominated in foreign currency. In this paper …

In this paper, we discuss how fraud liability regimes impact the price structure that is chosen by a monopolistic … payment platform, in a setting where merchants can invest in fraud detection technologies. We show that liability allocation …

1999 to 2007. It looks at mortgage indebtedness, various characteristics of loans for house purchase, the funding of such …