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Substitution or complementarity between “soft” information and "hard" information : why and which effect on bank profitability ?.
Smondel, Aymen; Alexandre, Hervé - Université Paris-Dauphine
The Basel II committee set up directives encouraging banks to use internal scores in order to assess the risk of their customers. This new form of information competes with the existing ones. SMEs are most concerned by these new stakes, due to the lack of transparency. The aim of this paper is...
Persistent link: https://www.econbiz.de/10008917394
Cover Image
Substitution or complementarity between “soft” information and “hard” information: why and which effect on bank profitability?.
Alexandre, Hervé; Smondel, Aymen - Université Paris-Dauphine
The Basel II committee set up directives encouraging banks to use internal scores in order to assess the risk of their customers. This new form of information competes with the existing ones. SMEs are most concerned by these new stakes, due to the lack of transparency. The aim of this paper is...
Persistent link: https://www.econbiz.de/10008690916